Home Sale Proceeds Calculator
Let's uncover the real number you'll pocket once every last selling cost has been counted.
What This Calculator Does
Enter the sale price you're anticipating and the calculator subtracts your remaining mortgage balance, agent commissions, closing costs, prep expenses, and any other selling costs — leaving you with your true bottom-line proceeds.
Who Is This For
This is for owners weighing whether the timing is right to sell, for sellers who need a ballpark to plan their next purchase, and for anyone who wants a no-surprises view of what a Miami sale really nets.
How It Works
Share your expected sale price, your outstanding mortgage balance, estimated repair and preparation costs, your closing cost percentages, and moving costs. Tap Calculate and the tool walks through your projected net proceeds line by line.
Frequently Asked Questions
What are typical selling costs?
Sellers typically part with 8-10% of the sale price in total costs — that's 5-6% agent commission, 1-2% closing costs, and another 1-2% for repairs, staging, and concessions.
Can I negotiate agent commission?
Yes — commissions aren't set in stone. Agents in competitive or higher-price markets will often consider a reduced rate, so it's worth raising with your listing agent before you sign anything.
What are seller concessions?
Concessions are credits you agree to give the buyer, usually to offset their closing costs or cover specific repairs. They show up often in buyer-favoring markets and can be what keeps a deal from falling apart.
How accurate is this estimate?
The calculator gives you a solid working estimate built on typical cost ranges. Your actual net will move with the final negotiated price, the buyer's requests, and the details of your deal — and I can put together a precise net sheet the moment you have an offer in hand.